Preplanning a funeral is
called a "Prearrangement". It will typically define how a future
funeral will be conducted, so the wishes of the deceased are carried out to best of
This generally includes planning the service with as much detail as you want; selecting
the merchandise such as casket or urn, vault, clothing, flowers, marker and any other items
you may want to include. Some may want input from other family members, while others
are firm in their own decisions.
Once the service and merchandise are selected the price is determined, and in most
cases an insurance policy is sold, or a trust is established, depending on the preferences
of the beneficiary of the plan.
Today more and more people are taking the responsibility of making
their own funeral plans by setting up a proper prearrangement. A prearrangement
is an essential part of planning any estate. Just knowing you cared enough
to plan your own funeral is one of the best gifts you can give your loved ones.
Gives you and your family the "peace of mind" knowing its all taken
care of, and that the funeral will be carried out the way you want it.
Reflects your expressed wishes.
Relieves your family of a potential unexpected financial burden
Protects the cost of the funeral from inflation no matter how far in the
future the funeral takes place.
Protects the family saving and life insurance proceeds you provided for
your love ones
Is portable, so
if you move you can transfer your arrangements to
another funeral home
Is exempt from all Medicaid, DSS or SSI
Will help avoid
any conflict or legal complications after a death occurs.